Authorized Use of This Website You are permitted to view and print the information on this website solely for personal, informational, and non-commercial purposes.

No Warranty Although we believe the information on this website to be reliable, we make no representations or warranties regarding its accuracy, completeness, or timeliness. The content is provided “as is” without any express or implied warranties.

Not an Offer or Solicitation Nothing on this website constitutes an offer to sell, or a solicitation of an offer to buy, any mortgage product, financial instrument, or other service.

Changes and Availability The information, materials, terms of use, and access conditions on this website may be changed at any time without notice. Products and services described may vary by geographic location, office, or individual circumstances, and not all products or services are available in every location.

Limitation of Liability To the fullest extent permitted by law, we will not be liable for any loss or damage (including, without limitation, indirect, incidental, special, consequential, or punitive damages, or loss of data or profits) arising out of or in connection with the use of, or inability to use, this website.

General Information Only The information provided is of a general nature and is not intended to be, nor should it be construed as, comprehensive coverage of any subject or as accounting, tax, legal, investment, consulting, or other professional advice. Before making any decision or taking any action based on information from this site, you are strongly encouraged to consult your own qualified tax, legal, financial, or other professional advisors.

Use at Your Own Risk You use this website and rely on its content entirely at your own risk.

Copyright and Intellectual Property All content on this website is protected by copyright, trademark, and other applicable laws. You may not modify, reproduce, distribute, publicly display, perform, transmit, or create derivative works from any materials on this site without our prior written approval.

Unauthorized use of any materials may violate copyright, trademark, and other laws.